Sobytheclevernessoftwogirlsadarkcloudwasthinnedawayandturnedintosunshine. Overoneofthem,alas,anothercloudwasgathering,whichcouldnotbesoeasilydispersed. Ofthesethreehouseholdswhichfatehadthrowntogether,twohadalreadybeenunitedbytiesoflove. Itwasdestined,however,thatabondofanothersortshouldconnecttheWestmacottswiththeHayDenvers. BetweentheAdmiralandthewidowaverycordialfeelinghadexistedsincethedaywhentheoldseamanhadhauleddownhisflagandchangedhisopinions;grantingtotheyachts-womanallthathehadrefusedtothereformer. Hisownfrankanddownrightnaturerespectedthesamequalitiesinhisneighbor,andafriendshipsprangupbetweenthemwhichwasmorelikethatwhichexistsbetweentwomen,foundeduponesteemandacommunityoftastes. “Bytheway,Admiral,”saidMrs.Westmacottonemorning,astheywalkedtogetherdowntothestation,“IunderstandthatthisboyofyoursintheintervalsofpayinghisdevotionstoMissWalkerisdoingsomethingupon‘Change.” “Yes,ma’am,andthereisnomanofhisagewhoisdoingsowell. He’sdrawingahead,Icantellyou,ma’am. Someofthosethatstartedwithhimarehulldownastarnnow. Hetouchedhisfivehundredlastyear,andbeforehe’sthirtyhe’llbemakingthefourfigures.” “ThereasonIaskedisthatIhavesmallinvestmentstomakemyselffromtimetotime,andmypresentbrokerisarascal.Ishouldbeverygladtodoitthroughyourson.” “Itisverykindofyou,ma’am.Hispartnerisawayonaholiday,andHaroldwouldliketopushonabitandshowwhathecando. Youknowthepoopisn’tbigenoughtoholdthelieutenantwhentheskipper’sonshore.” “Isupposehechargestheusualhalfpercent?” “Don’tknow,I’msure,ma’am.I’llswearthathedoeswhatisrightandproper.” “ThatiswhatIusuallypay—tenshillingsinthehundredpounds.IfyouseehimbeforeIdojustaskhimtogetmefivethousandinNewZealands.Itisatfourjustnow,andIfancyitmayrise.” “Fivethousand!”exclaimedtheAdmiral,reckoningitinhisownmind.“Lemmesee!That’stwenty-fivepoundscommission.Aniceday’swork,uponmyword.Itisaveryhandsomeorder,ma’am.” “Well,Imustpaysomeone,andwhynothim?” “I’lltellhim,andI’msurehe’lllosenotime.” “Oh,thereisnogreathurry.Bytheway,Iunderstandfromwhatyousaidjustnowthathehasapartner.” “Yes,myboyisthejuniorpartner.Pearsonisthesenior.Iwasintroducedtohimyearsago,andheofferedHaroldtheopening.Ofcoursewehadaprettystiffpremiumtopay.” Mrs.Westmacotthadstopped,andwasstandingverystifflywithherRedIndianfaceevengrimmerthanusual. “Pearson?”saidshe.“JeremiahPearson?” “Thenit’salloff,”shecried.“Youneednotcarryoutthatinvestment.” Theywalkedontogethersidebyside,shebroodingoversomethoughtofherown,andhealittlecrossedanddisappointedathercapriceandthelostcommissionforHarold. “Itellyouwhat,Admiral,”sheexclaimedsuddenly,“ifIwereyouIshouldgetyourboyoutofthispartnership.” “Becauseheistiedtooneofthedeepest,slyestfoxesinthewholecityofLondon.” “JeremiahPearson,ma’am?Whatcanyouknowofhim?Hebearsagoodname.” “NooneinthisworldknowsJeremiahPearsonasIknowhim,Admiral.IwarnyoubecauseIhaveafriendlyfeelingbothforyouandforyourson.Themanisarogueandyouhadbestavoidhim.” “Buttheseareonlywords,ma’am.DoyoutellmethatyouknowhimbetterthanthebrokersandjobbersintheCity?” “Man,”criedMrs.Westmacott,“willyouallowthatIknowhimwhenItellyouthatmymaidennamewasAdaPearson,andthatJeremiahismyonlybrother?” TheAdmiralwhistled.“Whew!”criedhe.“NowthatIthinkofit,thereisalikeness.” “Heisamanofiron,Admiral—amanwithoutaheart. IshouldshockyouifIweretotellyouwhatIhaveenduredfrommybrother. Myfather’swealthwasdividedequallybetweenus. Hisownshareheranthroughinfiveyears,andhehastriedsincethenbyeverytrickofacunning,low-mindedman,bybasecajolery,bylegalquibbles,bybrutalintimidation,tojugglemeoutofmyshareaswell. Thereisnovillainyofwhichthemanisnotcapable.Oh,IknowmybrotherJeremiah.IknowhimandIampreparedforhim.” “Thisisallnewtome,ma’am.‘Ponmyword,Ihardlyknowwhattosaytoit. Ithankyouforhavingspokensoplainly. Fromwhatyousay,thisisapoorsortofconsortforamantosailwith. PerhapsHaroldwoulddowelltocuthimselfadrift.” “Well,weshalltalkitover.Youmaybesureofthat.Buthereweareatthestation,soIwilljustseeyouintoyourcarriageandthenhometoseewhatmywifesaystothematter.” Ashetrudgedhomewards,thoughtfulandperplexed,hewassurprisedtohearashoutbehindhim,andtoseeHaroldrunningdowntheroadafterhim. “Why,dad,”hecried,“Ihavejustcomefromtown,andthefirstthingIsawwasyourbackasyoumarchedaway.ButyouaresuchaquickwalkerthatIhadtoruntocatchyou.” TheAdmiral’ssmileofpleasurehadbrokenhissternfaceintoathousandwrinkles.“Youareearlyto-day,”saidhe. “Yes,Iwantedtoconsultyou.” “Ohno,onlyaninconvenience.” “Howmuchhaveweinourprivateaccount?” “Prettyfair.Someeighthundred,Ithink.” “Oh,halfthatwillbeample.ItwasratherthoughtlessofPearson.” “Well,yousee,dad,whenhewentawayuponthislittleholidaytoHavreheleftmetopayaccountsandsoon. Hetoldmethattherewasenoughatthebankforallclaims. IhadoccasiononTuesdaytopayawaytwocheques,oneforL80,andtheotherforL120,andheretheyarereturnedwithabanknoticethatwehavealreadyoverdrawntotheextentofsomehundreds.” TheAdmirallookedverygrave.“What’sthemeaningofthat,then?”heasked. “Oh,itcaneasilybesetright.YouseePearsoninvestsallthesparecapitalandkeepsassmallamarginaspossibleatthebank. Stillitwastoobadforhimtoallowmeeventorunariskofhavingachequereturned. Ihavewrittentohimanddemandedhisauthoritytoselloutsomestock,andIhavewrittenanexplanationtothesepeople. Inthemeantime,however,Ihavehadtoissueseveralcheques;soIhadbettertransferpartofourprivateaccounttomeetthem.” “Quiteso,myboy.Allthat’smineisyours.ButwhodoyouthinkthisPearsonis?HeisMrs.Westmacott’sbrother.” “Really.Whatasingularthing!Well,Icanseealikenessnowthatyoumentionit.Theyhaveboththesamehardtypeofface.” “Shehasbeenwarningmeagainsthim—saysheistherankestpirateinLondon.Ihopethatitisallright,boy,andthatwemaynotfindourselvesinbrokenwater.” HaroldhadturnedalittlepaleasheheardMrs.Westmacott’sopinionofhisseniorpartner. Itgaveshapeandsubstancetocertainvaguefearsandsuspicionsofhisownwhichhadbeenpushedbackasoftenastheyobtrudedthemselvesasbeingtoomonstrousandfantasticforbelief. “Heisawell-knownmanintheCity,dad,”saidhe. “Ofcourseheis—ofcourseheis.ThatiswhatItoldher. Theywouldhavefoundhimoutthereifanythinghadbeenamisswithhim. Blessyou,there’snothingsobitterasafamilyquarrel. Stillitisjustaswellthatyouhavewrittenaboutthisaffair,forwemayaswellhaveallfairandaboveboard.” ButHarold’slettertohispartnerwascrossedbyaletterfromhispartnertoHarold. Itlayawaitinghimuponthebreakfasttablenextmorning,anditsenttheheartintohismouthashereadit,andcausedhimtospringupfromhischairwithawhitefaceandstaringeyes. “Iamruined,mother—ruined!”Hestoodgazingwildlyinfrontofhim,whilethesheetofpaperfluttereddownonthecarpet. Thenhedroppedbackintothechair,andsankhisfaceintohishands. Hismotherhadherarmsroundhiminaninstant,whiletheAdmiral,withshakingfingers,pickeduptheletterfromthefloorandadjustedhisglassestoreadit. “MyDEARDENVER,”itran.“BythetimethatthisreachesyouIshallbeoutofthereachofyourselforofanyoneelsewhomaydesireaninterview. Youneednotsearchforme,forIassureyouthatthisletterispostedbyafriend,andthatyouwillhaveyourtroubleinvainifyoutrytofindme. Iamsorrytoleaveyouinsuchatightplace,butoneorotherofusmustbesqueezed,andonthewholeIpreferthatitshouldbeyou. You’llfindnothinginthebank,andaboutL13,000unaccountedfor. I’mnotsurethatthebestthingyoucandoisnottorealizewhatyoucan,andimitateyoursenior’sexample. Ifyouactatonceyoumaygetcleanaway. Ifnot,it’snotonlythatyoumustputupyourshutters,butIamafraidthatthismissingmoneycouldhardlybeincludedasanordinarydebt,andofcourseyouarelegallyresponsibleforitjustasmuchasIam. Takeafriend’sadviceandgettoAmerica. Ayoungmanwithbrainscanalwaysdosomethingoutthere,andyoucanlivedownthislittlemischance. Itwillbeacheaplessonifitteachesyoutotakenothingupontrustinbusiness,andtoinsistuponknowingexactlywhatyourpartnerisdoing,howeverseniorhemaybetoyou. “GreatHeavens!”groanedtheAdmiral,“hehasabsconded.” “Andleftmebothabankruptandathief.” “No,no,Harold,”sobbedhismother.“Allwillberight.Whatmatteraboutmoney!” “Money,mother!Itismyhonor.” “Theboyisright.Itishishonor,andmyhonor,forhisismine. Thisisasoretrouble,mother,whenwethoughtourlife’stroubleswereallbehindus,butwewillbearitaswehaveborneothers.” Heheldouthisstringyhand,andthetwooldfolksatwithbowedgreyheads,theirfingersintertwined,strongineachother’sloveandsympathy. “Weweretoohappy,”shesighed. “ButitisGod’swill,mother.” “Yes,John,itisGod’swill.” “Andyetitisbittertobear.Icouldhavelostall,thehouse,money,rank—Icouldhaveborneit.Butatmyage—myhonor—thehonorofanadmiralofthefleet.” “Nohonorcanbelost,John,wherenodishonorhasbeendone.Whathaveyoudone?WhathasHarolddone?Thereisnoquestionofhonor.” Theoldmanshookhishead,butHaroldhadalreadycalledtogetherhisclearpracticalsense,whichforaninstantinthepresenceofthisfrightfulblowhaddesertedhim. “Thematerisright,dad,”saidhe.“Itisbadenough,Heavenknows,butwemustnottaketoodarkaviewofit. Afterall,thisinsolentletterisinitselfevidencethatIhadnothingtodowiththeschemesofthebasevillainwhowroteit.” “Theymaythinkitprearranged.” “Theycouldnot.Mywholelifecriesoutagainstthethought.Theycouldnotlookmeinthefaceandentertainit.” “No,boy,notiftheyhaveeyesintheirheads,”criedtheAdmiral,pluckingupcourageatthesightoftheflashingeyesandbrave,defiantface. “Wehavetheletter,andwehaveyourcharacter.We’llweatherityetbetweenthem. It’smyfaultfromthebeginningforchoosingsuchaland-sharkforyourconsort. Godhelpme,IthoughtIwasfindingsuchanopeningforyou.” “Deardad!Howcouldyoupossiblyknow? Ashesaysinhisletter,ithasgivenmealesson. Buthewassomucholderandsomuchmoreexperienced,thatitwashardformetoasktoexaminehisbooks.Butwemustwastenotime.ImustgototheCity.” “Whatanhonestmanshoulddo.Iwillwritetoallourclientsandcreditors,assemblethem,laythewholematterbeforethem,readthemtheletterandputmyselfabsolutelyintheirhands.” “That’sit,boy—yard-armtoyard-arm,andhaveitover.” “Imustgoatonce.”Heputonhistop-coatandhishat.“ButIhavetenminutesyetbeforeIcancatchatrain.ThereisonelittlethingwhichImustdobeforeIstart.” Hehadcaughtsightthroughthelongglassfoldingdoorofthegleamofawhiteblouseandastrawhatinthetennisground. ClarausedoftentomeethimthereofamorningtosayafewwordsbeforehehurriedawayintotheCity. Hewalkedoutnowwiththequick,firmstepofamanwhohastakenamomentousresolution,buthisfacewashaggardandhislipspale. “Clara,”saidhe,asshecametowardshimwithwordsofgreeting,“Iamsorrytobringillnewstoyou,butthingshavegonewrongintheCity,and—andIthinkthatIoughttoreleaseyoufromyourengagement.” Clarastaredathimwithhergreatquestioningdarkeyes,andherfacebecameaspaleashis. “HowcantheCityaffectyouandme,Harold?” “Itisdishonor.Icannotaskyoutoshareit.” “Dishonor!Thelossofsomemiserablegoldandsilvercoins!” “Oh,Clara,ifitwereonlythat!WecouldbefarhappiertogetherinalittlecottageinthecountrythanwithalltherichesoftheCity. Povertycouldnotcutmetotheheart,asIhavebeencutthismorning. Why,itisbuttwentyminutessinceIhadtheletter,Clara,anditseemstometobesomeold,oldthingwhichhappenedfarawayinmypastlife,somehorridblackcloudwhichshutoutallthefreshnessandthepeacefromit.” “Butwhatisit,then?Whatdoyoufearworsethanpoverty?” “TohavedebtsthatIcannotmeet.Tobehammeredupon‘Changeanddeclaredabankrupt. ToknowthatothershaveajustclaimuponmeandtofeelthatIdarenotmeettheireyes.Isnotthatworsethanpoverty?” “Yes,Harold,athousandfoldworse!Butallthismaybegotover.Istherenothingmore?” “Mypartnerhasfledandleftmeresponsibleforheavydebts,andinsuchapositionthatImayberequiredbythelawtoproducesomeatleastofthismissingmoney. Ithasbeenconfidedtohimtoinvest,andhehasembezzledit.I,ashispartner,amliableforit. IhavebroughtmiseryonallwhomIlove—myfather,mymother. Butyouatleastshallnotbeundertheshadow.Youarefree,Clara.Thereisnotiebetweenus.” “Ittakestwotomakesuchatie,Harold,”saidshe,smilingandputtingherhandinsidehisarm. “Ittakestwotomakeit,dear,andalsotwotobreakit. IsthatthewaytheydobusinessintheCity,sir,thatamancanalwaysathisownsweetwilltearuphisengagement?” “NocreditorsoremorselessasI,Harold.Never,nevershallyougetfromthatbond.” “ButIamruined.Mywholelifeisblasted.” “Andsoyouwishtoruinme,andblastmylifealso. Noindeed,sir,youshallnotgetawaysolightly. Butseriouslynow,Harold,youwouldhurtmeifitwerenotsoabsurd. Doyouthinkthatawoman’sloveislikethissunshadewhichIcarryinmyhand,athingonlyfittedforthesunshine,andofnousewhenthewindsblowandthecloudsgather?” “Iwouldnotdragyoudown,Clara.” “ShouldInotbedraggeddownindeedifIleftyoursideatsuchatime? ItisonlynowthatIcanbeofusetoyou,helpyou,sustainyou. Youhavealwaysbeensostrong,soaboveme. Youarestrongstill,butthentwowillbestronger. Besides,sir,youhavenoideawhatawomanofbusinessIam.Papasaysso,andheknows.” Haroldtriedtospeak,buthisheartwastoofull. Hecouldonlypressthewhitehandwhichcurledroundhissleeve. Shewalkedupanddownbyhisside,prattlingmerrily,andsendinglittlegleamsofcheerinessthroughthegloomwhichgirthimin. TolistentoherhemighthavethoughtthatitwasIda,andnotherstaidanddemuresister,whowaschattingtohim. “Itwillsoonbeclearedup,”shesaid,“andthenweshallfeelquitedull. Ofcourseallbusinessmenhavetheselittleupsanddowns. Why,Isupposeofallthemenyoumeetupon‘Change,thereisnotonewhohasnotsomesuchstorytotell. Ifeverythingwasalwayssmooth,youknow,thenofcourseeveryonewouldturnstockbroker,andyouwouldhavetoholdyourmeetingsinHydePark.Howmuchisitthatyouneed?” “MorethanIcaneverget.Notlessthanthirteenthousandpounds.” Clara’sfacefellassheheardtheamount.“Whatdoyoupurposedoing?” “IshallgototheCitynow,andIshallaskallourcreditorstomeetmeto-morrow.IshallreadthemPearson’sletter,andputmyselfintotheirhands.” “Andthey,whatwilltheydo?” “Whatcantheydo?Theywillservewritsfortheirmoney,andthefirmwillbedeclaredbankrupt.” “Andthemeetingwillbeto-morrow,yousay.Willyoutakemyadvice?” “Toaskthemforafewdaysofdelay.Whoknowswhatnewturnmattersmaytake?” “Whatturncantheytake?Ihavenomeansofraisingthemoney.” “Oh,weshouldhavethatintheordinarycourseofbusiness. Thelegalformalitieswouldtakethemsomelittletime. ButImustgo,Clara,Imustnotseemtoshirk.Myplacenowmustbeatmyoffices.” “Yes,dear,youareright.Godblessyouandguardyou! IshallbehereinTheWilderness,butalldayIshallbebyyourofficetableatThrogmortonStreetinspirit,andifeveryoushouldbesadyouwillhearmylittlewhisperinyourear,andknowthatthereisoneclientwhomyouwillneverbeabletogetridof—neveraslongaswebothlive,dear.”